Over the past 15 years, I have started businesses on a “shoestring budget,” which basically means that I had either only a little bit, or no money at all, to invest to get started. Through the first few years, an emergency fund for my little family literally meant I would potentially call close family if … Read more
My late grandfather would say these words in my younger years whenever I would confide in him my deepest troubles. “The sun always comes up in the morning.” As a teenager, I would shrug it off or respond with something snarky like, “Aren’t we the lucky ones?” As an adult, I find myself chanting those … Read more
Life is full of lessons, and whenever I face something difficult, it’s my go-to survival tactic to immediately think, “What’s the lesson here?” One very recent snowy morning, that question was burning hot in my brain. Waking up groggy as hell, I found myself in quite the “situation,” and I was feeling tons of regrets, … Read more
Being an entrepreneur brings many challenges along with its many benefits. One challenge in particular involves your business mindset and recognizing if you’re setting yourself up for success or failure. Figuring out what mindset you have is the first step toward success. If you’re afraid to fail, chances are that’s what will happen because you … Read more
Social media is either the greatest invention or the biggest time suck, depending on your perspective. If you’re seeing results from your posts, such as lots of Likes, Shares, or Comments, then you’ll be in the “I Love Social Media” camp. Others who struggle because they don’t know what to say usually find solace scrolling … Read more
Did you know that often you can make healthy lunches for your child for less than what they charge for what they serve at school? It totally depends on your school district, but in some cases, even if your child gets lunch free, they’ll be better off health-wise if you make their lunch instead. For … Read more
Some subjects are harder to talk about to kids than others. Money should not be one of them. While some parents have the notion that kids shouldn’t worry about money or think about money, the truth is, this is not how rich parents behave. Rich parents pass on their money knowledge to their kids, and … Read more
We’ve all seen the promises from “gurus” of earning many thousands of dollars a day/week/ month by simply following their system (and we’ve gotten those robocalls, too). We’ve heard all the stories that sound too good to be true. For every legitimate offer for help building a business, there are dozens of sketchy, “black hat” … Read more
Do you ever feel like no matter how hard you try, you always lose? That maybe it’s not even worth trying? How often in life have you felt like a loser? Well, shooting it to you straight, it’s true. You are a loser. But here’s the thing: there is nothing wrong with that. In fact, … Read more
They say to begin with the end in mind. So, when I’m contemplating what I want to instill in my children while they’re young, I like to think of what they will be like when they are adults. There will be a day when my “work” will be done, they will be released from under … Read more
Summer break is synonymous with family fun. Unfortunately, family fun is often synonymous with going through a lot of cash in a hurry. But that doesn’t have to be the case. While there are a multitude of costly things you can do with your family this summer, there are just as many free family fun … Read more
